Kevin Karl is a seasoned insurance executive with over 25 years of experience spanning product development, pricing, underwriting, marketing, claims, and operations. As VP of Product Development at HP Managing, he leads product and pricing strategies focused on profitable growth, regulatory compliance, and digital transformation. 

Previously, he led the Auto and Umbrella lines of business at Stillwater Insurance and held leadership roles at National General and Kemper, where he managed a broad portfolio of personal lines products. Kevin holds an MBA, the CPCU designation, and has served on the board of the Society of Insurance Research.